Finance Your New Roof, Impact Windows, or HVAC — $0 Down
Property Assessed Clean Energy (PACE) financing makes energy-efficient home upgrades affordable for qualified Florida homeowners.
What Are The Benefits Of PACE Financing?
$0 Down Financing Through PACE
Property Assessed Clean Energy (PACE) financing makes energy-efficient home improvement projects more affordable to qualified homeowners.
PACE is not a loan. Instead, you pay the project costs as a monthly payment as part of your property tax bill. Depending on your financing terms, you have 10–30 years to repay the debt, making major projects affordable for more homeowners!
How Does PACE Financing Work?
Project costs are included in your property tax bill as an “assessment” and are secured by the property as collateral. Homeowners enjoy low, fixed interest rates because tax bills serve as higher security for a loan, thereby lowering the risk for lenders.
A PACE loan allows homeowners to finance expensive and large home improvements for a longer length of time. It offers more homeowners the opportunity to protect their homes from storms and increase their home’s energy efficiency. A home improvement project that lowers your utility bills may have the added benefit of offsetting the monthly assessment cost!
If the house is sold, the debt is transferred to the new owner since it is attached to the home and not an individual. Homeowners who are unsure how long they will stay in their home can use this benefit to invest in energy-efficient upgrades.
How Do You Qualify For PACE Financing?
Home equity and your mortgage payment history are the primary factors in PACE financing. Your credit score is not taken into account when determining whether you can repay the assessment, but your debts and income are.
Get a free in-home inspection and estimate on your next energy-efficient home improvement project.
A new way to finance home improvements
Three simple steps
Get Approved
Submit an application and get a decision within 30 minutes.
Choose Your Project
Confirm that your project qualifies for PACE financing.
Choose a Contractor
Get matched with pros from our network of independent contractors.
Ready to start your project?
Tell us about your home and we’ll help you see if you qualify for $0 down PACE financing.
- $0 down payment
- 100% financing
- Not based on credit
- Low, fixed rates
- 10–30 year to repay